Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 3,301,016 4,054,828 4,119,814 4,158,701
Gross Loans HFI Growth 85.39 49.13 7.07 3.46
1-4 Family Loans/ Loans 24.10 24.06 24.20 24.10
Multifamily Loans/ Loans NA NA 4.07 3.43
Commercial Real Estate Loans/ Loans NA NA 37.71 37.30
Commercial & Multifamily Real Estate Loans/ Loans 40.61 41.96 41.78 40.73
Real Estate Loans/ Loans 64.72 66.02 65.98 64.84
Construction & Development Loans/ Loans 12.91 13.33 13.20 14.46
Home Equity Loans/ Loans 9.65 9.40 9.09 8.91
Credit Card Loans/ Loans 0.58 0.56 0.57 0.59
Vehicle Loans/ Loans 0.20 0.47 0.42 0.38
Other Consumer Loans/ Loans 0.92 0.81 0.74 0.76
Consumer Loans/ Loans 11.36 11.24 10.82 10.64
Commercial Loans/ Loans 11.04 9.43 10.01 10.06
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.02) (0.02) (0.01) 0
Deposit Composition (%)
Total Deposits($000) 3,629,170 4,406,955 4,495,708 4,553,621
Deposit Growth 92.53 49.52 8.06 5.15
Transaction Acct Deps/Tot Deps 45.55 47.21 47.24 47.61
Savings Acct Deps/Tot Deposits 11.45 10.32 9.91 9.67
Money Mkt Deps/Tot Deposits 22.43 22.35 23.03 22.44
MMDA & Savings/Total Deposits 33.88 32.67 32.94 32.11
Retail Time Deps/Tot Deposits 7.16 6.66 6.34 6.07
Jumbo Time Deposits/ Deposits 13.41 13.46 13.49 14.21
Tot Time Deposits/Tot Deposits 20.57 20.12 19.82 20.28
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 79.43 79.88 80.18 79.72
Core Deposits/Total Deposits 86.59 86.54 86.51 85.79
Noninterest-bearing Deposits/ Deposits 26.40 27.14 27.31 27.50
Interest-bearing Deposits/ Deposits 73.60 72.86 72.69 72.50
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.